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Learn how 2025 Medicare changes could affect your coverage and costs. Review our 2025 Medicare Costs Overview or read the informational guides and articles below.
If you or your spouse worked and paid Medicare taxes for the equivalent of 10 years (40 quarters), you qualify for premium-free Medicare Part A.
If you paid Medicare taxes for only 30-39 quarters, your 2025 Part A premium will be $285 per month. If you paid Medicare taxes for fewer than 30 quarters, your premium will be $518 per month.
The standard monthly premium for Medicare Part B is $185 per month in 2025.
Some Medicare beneficiaries may pay more or less per month for their Part B coverage. The Part B premium is based on your reported income from two years ago (2023).
Average cost of Medicare Part B
In 2025, the nationwide average monthly premium for a Medicare Part C (Medicare Advantage) plan is $11.02 per month.2
Average cost of Medicare Part C (Medicare Advantage) by state and county
The average 2025 Part D plan premium is $46.50 per month.3
Average cost of Medicare Part D
In 2025, the average Medicare Supplement (also called Medigap) plan premium was $150.51 per month.4 But the average cost of each type of Medigap plan can vary quite a bit from one plan type to another.
The average premium a Medicare Supplement Insurance (also called Medigap) plan can vary based on factors such as where you live, your age, your health status and more.
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