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Medicare Advantage Plans in Kern County, CA
Looking for Medicare Advantage plans in Kern County? Enter your ZIP below to compare affordable monthly premium plans in your area.
Kern County, CA, is home to 30 Medicare Advantage (Medicare Part C) plans in 2025.
Learn more about Medicare Advantage in California or call to speak with a licensed insurance agent who can help you compare Kern County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
2025 Bakersfield Medicare Advantage Plans
You may be able to find 2025 Medicare Advantage plans in Bakersfield and everywhere else in Orange County that offer additional benefits to go along with your Medicare Part A and Part B coverage.
Some of these additional benefits may prescription drug coverage and things like, dental, hearing, vision, transportation, fitness club memberships and more. Original Medicare (Parts A an B) doesn't typically cover any of those benefits.
You can get help comparing Kern County Medicare Advantage plans, or you can get started by exploring the list of 2025 Bakersfield Medicare Advantage plans below.
2025 Medicare Advantage plans in Kern County
| 2025 Medicare Advantage Plans in Kern | |
|---|---|
| Number of unique plans | 30 |
| Average monthly premium | $6.62 |
| Average (in-network) out-of-pocket maximum | $4,041.47 |
| Average Medicare Star Rating* | 3.18 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.
The average monthly premium for Medicare Advantage plans in Kern is $6.62 per month in 2025, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Kern County have an average Medicare Star Rating of 3.18 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in California or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. 2025 Star Ratings have not yet been released but will be updated on this page as soon as the data is available.
List of Medicare Advantage plans in Kern County
The following table includes cost information and other plan details for Medicare Advantage plans available in Kern in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC CA-0002 (HMO-POS) | H0543-019-000 | $0.00 | $255.00 | $2,000.00 | Yes | 3 out of 5 stars |
| AARP Medicare Advantage from UHC CA-0036 (PPO) | H0294-044-000 | $36.00 | $420.00 | $4,500.00 | Yes | 3 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx CA-MA01 (HMO-POS) | H0543-121-000 | $0.00 | N/A | $4,900.00 | No | 3 out of 5 stars |
| Aetna Medicare Core (PPO) | H5521-421-000 | $0.00 | $590.00 | $4,500.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Core II (PPO) | H5521-579-000 | $42.00 | $590.00 | $3,400.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Eagle Plus (PPO) | H5521-369-000 | $0.00 | N/A | $6,750.00 | No | 4.5 out of 5 stars |
| Anthem Dual Advantage (HMO D-SNP) | H4471-003-000 | $0.00 | $0.00 | $9,350.00 | Yes | Plan too new to be measured |
| Anthem Kidney Care (PPO C-SNP) | H8552-028-000 | $0.00 | $130.00 | $8,300.00 | Yes | 3 out of 5 stars |
| Anthem Medicare Advantage (HMO-POS) | H0544-062-000 | $0.00 | $0.00 | $2,800.00 | Yes | 3 out of 5 stars |
| Anthem Prime (HMO-POS) | H4161-005-000 | $0.00 | $0.00 | $1,200.00 | Yes | 3 out of 5 stars |
| Central Health Classic Care Plan II (HMO) | H5649-028-000 | $0.00 | $100.00 | $2,499.00 | Yes | 2.5 out of 5 stars |
| Central Health Valor Care Plan (HMO) | H5649-030-000 | $0.00 | N/A | $4,999.00 | No | 2.5 out of 5 stars |
| Humana Gold Plus Giveback H5619-150 (HMO) | H5619-150-000 | $0.00 | $0.00 | $5,000.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Plus H5619-116 (HMO) | H5619-116-000 | $0.00 | $0.00 | $2,100.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Plus H5619-148 (HMO) | H5619-148-000 | $0.00 | $0.00 | $2,900.00 | Yes | 3.5 out of 5 stars |
| Humana USAA Honor Giveback (HMO) | H5619-121-000 | $0.00 | N/A | $4,999.00 | No | 3.5 out of 5 stars |
| Kaiser Permanente Dual Complete North P4 (HMO D-SNP) | H8794-004-000 | $0.00 | $590.00 | $9,350.00 | Yes | Plan too new to be measured |
| Kaiser Permanente Dual Complete South P1 (HMO D-SNP) | H8794-001-000 | $0.00 | $590.00 | $3,400.00 | Yes | Plan too new to be measured |
| Kaiser Permanente Dual Complete South P5 (HMO D-SNP) | H8794-005-000 | $0.00 | $590.00 | $3,400.00 | Yes | Plan too new to be measured |
| Kaiser Permanente Senior Advantage Basic Fresno (HMO) | H0524-046-000 | $0.00 | $0.00 | $4,900.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Senior Advantage Basic Kern (HMO) | H0524-036-000 | $0.00 | $0.00 | $2,900.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Senior Advantage Enhanced Fresno (HMO) | H0524-038-000 | $65.00 | $0.00 | $2,500.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Senior Advantage Enhanced Kern (HMO) | H0524-035-000 | $26.00 | $0.00 | $1,500.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Senior Advantage LA, Orange Co. (HMO) | H0524-003-000 | $0.00 | $0.00 | $699.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Senior Advantage Ventura (HMO) | H0524-034-000 | $0.00 | $0.00 | $1,999.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Senior Advantage Ventura Value (HMO) | H0524-083-000 | $0.00 | $0.00 | $2,900.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Sr Advantage LA, Orange Value (HMO) | H0524-078-000 | $0.00 | $0.00 | $1,999.00 | Yes | 4.5 out of 5 stars |
| UHC Complete Care CA-27P (HMO-POS C-SNP) | H0543-226-000 | $0.00 | $255.00 | $2,000.00 | Yes | 3 out of 5 stars |
| UHC Complete Care Support CA-4AP (HMO C-SNP) | H0543-242-000 | $29.70 | $590.00 | $9,350.00 | Yes | 3 out of 5 stars |
| Wellcare Simple Ruby (HMO) | H0562-079-000 | $0.00 | $420.00 | $4,150.00 | Yes | 3 out of 5 stars |
Fall Medicare open enrollment in Bakersfield
Be sure to compare your Bakersfield Medicare plan options for 2025 coverage.
The 2024 Medicare open enrollment period might be the only time of year you can add, drop or make changes to your Medicare plan coverage. Medicare open enrollment for 2025 coverage lasts from October 15 until December 7.